Ask us. We can help you navigate the complex maze of relief resources. Check the information below and meet with an SC SBDC Consultant to go over financing options and resiliency strategies.
Noon Zoom is a free virtual training event facilitated by the Clemson Region SC SBDC to bring timely news and training to small businesses and entrepreneurs. The program features live Q&A with Professional Small Business Consultants with the South Carolina Small Business Development Centers.
Register for the next Noon Zoom, where we will be discussing how Small Businesses can access the new Federal Relief Funds. HERE
View a previous Noon Zoom. HERE
WHAT SHOULD I DO NOW?
- Meet with an SC SBDC Consultant. Navigating the complex maze of relief resources can be overwhelming. Meet with an SC SBDC Consultant to go over financing options and resiliency strategies. We are working remotely from 8:30 am to 4:30 pm. Monday – Friday.
Request a free and confidential consulting by clicking HERE
- Stay calm, do your research. If you are experiencing difficulty paying bills, reach out to your creditors, suppliers, and landlord to determine if they can enact their own relief measures to help. Some entities may offer deferred payment options, waive certain fees, or work with you to address your business interruption coverage. Depending on the scope of your coverage, certain losses may be covered.
- Be aware of scams and fraud schemes.
- Assess your financial position.
- Identify problems.
- Make adjustments.
- Plan for the future.
- Federal and State Legislation.
- Bankruptcy and Insolvency.
- Lender and Landlord Relations.
- Human Resources
- Employee Separation and Layoffs.
- Family Leave Laws.
- Safety Concerns.
REOPENING GUIDE AND RECOVERY RESOURCES
Is reopening the best decision for your business? Check out our reopening guidebook and checklist designed for small business owners like you to:
- Assess the ongoing viability of your business.
- Determine, if needed, how to pivot or reinvent your business model.
- Resume operations in a manner that safeguards your customers and employees.
- Plan for long-term sustainability.
DISASTER LOANS AND GRANTS
Talk to your lender now about loan modifications available due to the Coronavirus. Many banks are making no-cost modifications available if you ask (Ex: Interest-only payments for a few months, months of payments pushed off to the end of the loan, etc.). Your Lender does not want to see you go out of business, talk to them now!
Federal – SBA Coronavirus Relief Funding Options
Local – Check with your local town/county for any additional programs they may offer.
UNEMPLOYMENT AND CHILDCARE
Individuals Filing for Unemployment
Individuals who need to file for unemployment related to COVID-19 must do so through the South Carolina Department of Employment and Workforce (DEW). To apply, follow the steps:
- Step 1: Review information about how to apply for benefits, including step-by-step instructions and links to FAQs related to the COVID-19 unemployment process, on the SC DEW Apply for Benefits page.
- Step 2: Visit the Claimant Self Service Portal login screen to begin filing an unemployment insurance claim. Begin the filing process.
Employers Filing Unemployment
The Employer Filed Claims process is efficient and convenient for businesses and their employees. To file claims on behalf of employees, follow these steps:
- Step 1: Review information about filing Employer Filed Claims on behalf of workers, including step-by-step instructions and links to FAQs related to the COVID-19 unemployment process on the SC DEW Employers page.
- Step 2: Visit the Employer Self Service Portal login screen to begin filing an unemployment insurance claim on behalf of employees. Begin filing for your employees